Professional Trade Finance Services Australia-Wide

Comprehensive Trade Finance Solutions for Your Business

Welcome to Unitree Finance, where we offer tailored trade finance solutions that help businesses manage cash flow and supplier payments effectively. Whether you're importing or exporting goods, our flexible trade finance facility ensures you can make timely payments to suppliers, secure better deals, and minimise financial risks in domestic and international trades.

What is Trade Finance?

Trade finance provides businesses with the funding needed to pay suppliers upfront or in advance before receiving goods. It’s different from invoice finance, as it allows companies to pay for their stock or supplies upfront, helping them unlock the potential to negotiate discounts for early payments. You can get up to 100% of your supplier invoice financed, and repayments are flexible, up to 150 days, making it a versatile tool for managing working capital.

Key Features of Our Trade Finance Facility:

  • Loan Amount: $100k - $150M
  • Interest Rates: Starting from 9.90% p.a.
  • Approval Time: Pre-approval within 24-48 hours
  • Loan Term: Ongoing
  • Repayment Terms: Flexible, up to 150 days
  • Security: No real estate required, secured against business assets
  • Supplier Payment Options: Pay in multiple currencies with competitive foreign exchange (FX) rates

How Trade Finance Works:

  1. Order Goods: Place an order with your supplier, either domestic or overseas.
  2. Submit Invoice: Present your supplier’s invoice to us.
  3. Payment to Supplier: We facilitate financing the full invoice amount, paying your supplier directly.
  4. Repayment: You repay the lender within the agreed term (up to 150 days).

This facility is a perfect fit for businesses that need to maintain cash flow while ensuring timely delivery of goods, allowing you to focus on growing your business without financial strain.

Benefits of Trade Finance:

  • No Real Estate Security Required: The facility is secured against your current business assets, freeing up real estate assets.
  • Advance Payments: Make payments to suppliers in advance, giving you access to discounts and faster delivery times.
  • Flexible Repayment Terms: Payback on terms that suit your business cycle, with interest-free periods available.
  • Mitigate Risks: Reduce risks associated with payments, foreign exchange fluctuations, and international transactions.
  • Unlock Market Potential: With trade finance, you can seize opportunities by procuring goods without straining your cash reserves.

Why Do Businesses Need Trade Finance?

Trade finance is essential for businesses involved in the import/export market, where timely supplier payments are crucial. By securing this facility, companies can improve their purchasing power, negotiate better pricing, and maintain a steady flow of inventory without affecting cash reserves.

This type of financing is also useful for sellers who need to mitigate risks associated with delivering goods before receiving full payment.

Expert Guidance – We help businesses navigate complex cash flow challenges with confidence.

What Documents Are Needed for Trade Finance?

To apply for trade finance, you’ll need:

  • 6-12 months of bank statements
  • Financial statements, including receivables and payables ledgers
  • A sample invoice and proof of delivery
  • ATO statements and a valid ID

These documents help us assess your business’s financial health and ensure that you’re eligible for the facility.

Frequently Asked Questions:

  • How Does Trade Finance Help My Business?

    Trade finance enables businesses to pay their suppliers upfront, improving cash flow and allowing for better pricing negotiations.

  • Can I Pay My Suppliers in Foreign Currency?

    Yes, the trade finance facility allows you to pay suppliers in various currencies at competitive FX rates.

  • What Risks Are Involved in Trade Finance?

    While trade finance mitigates several risks, businesses should ensure they manage repayment terms and understand potential currency exchange fluctuations.

  • Why Choose Unitree Finance for Trade Finance?

    Unitree Finance offers expert advice and tailored trade finance solutions that meet your unique business needs. With fast approvals, flexible repayment terms, and competitive rates, we help you maintain healthy cash flow while supporting your growth ambitions. Whether you’re a local supplier or engaged in international trade, we provide reliable financial support with minimal risks.

Ready to Get Started?

Contact us today or apply online for a tailored trade finance solution that meets your business needs. Unlock the potential of your business with Unitree Finance and benefit from flexible funding solutions that grow with you.

Empower your business with the working capital you need.