Startup Business Loans Australia-Wide

Fast, Flexible Startup Finance With Unitree Finance – Based in Australia

Unitree Finance, headquartered in Australia, provides tailored startup business loans designed for entrepreneurs and early-stage businesses. Whether you’re launching a new venture or scaling your idea, we offer both unsecured and secured business loans from $5,000 to $500,000. With low-doc approvals, flexible terms, and fast funding—often within 24 hours—we’re your trusted partner for startup success.

Startup Loan Options at a Glance

Unsecured Startup Loans

For businesses trading 6+ months with $5K+ monthly turnover. No asset security is required.

Secured Startup Loans

Use property equity to secure funding—even for pre-revenue businesses.

Low Documentation Required

Just an ABN, ID, and bank statements. Quick and stress-free application.

Loan Terms: 3 to 36 months

Interest Rates: From 7.75% p.a.*

Approval Time: Typically within 24 hours

When & Why You Need a Startup Loan

Startup loans are perfect for:

  • Covering setup costs (equipment, premises, licenses)
  • Purchasing inventory or hiring staff
  • Marketing and brand-building
  • Bridging early-stage cash flow gaps
  • Scaling operations after launch

Client Example

A Perth-based tech startup used a $120K secured loan to hire developers and launch their product ahead of schedule. Another Melbourne beauty salon used a $40K unsecured loan for lease fit-out and digital advertising.

Why Choose Unitree Finance for Startup Loans?

We help startups navigate the complex world of finance with ease. From understanding eligibility to choosing between secured and unsecured options, our lending experts are here to support you.

âś…Access to 50+ private lenders for better rates

âś… Save with cashback offers and no upfront fees

âś… Personalised advice from startup finance specialists

âś… Transparent process—no surprises or hidden terms

Frequently Asked Questions (FAQs)

  • 1. What is a startup business loan?

    A startup business loan is a tailored financing option designed to provide new and emerging businesses with the capital they need to launch and grow. Unlike traditional bank loans, these loans are structured to accommodate businesses with limited trading history, offering flexible funding solutions without the need for extensive documentation. At Unitree Finance, our startup business loans can be either unsecured or secured, depending on your business needs.

  • 2. What is the difference between unsecured and secured startup business loans?

    • Unsecured Startup Business Loans:

    o No Collateral Required: Ideal for businesses with at least 6 months of trading history and a minimum monthly turnover.

    o Quick Approval: A streamlined, low-doc approval process enables rapid access to funds.

    • Secured Startup Business Loans:

    o Collateral Based: Suitable for startups with limited revenue, where property or asset equity is used as security.

    o Flexible for New Ventures: No minimum trading time or turnover requirements are necessary if you can provide sufficient collateral.

  • 3. What are the eligibility criteria for a startup business loan?

    To qualify for a startup business loan at Unitree Finance, you typically need:

    • An active Australian Business Number (ABN)
    • For unsecured loans: At least 6 months of trading history and a minimum monthly turnover (typically over $5,000)
    • For secured loans: Sufficient equity in property or assets to back the loan
    • Our process is designed to be accessible for startups, ensuring you can get the funding you need, even if your business is in its early stages.
  • 4. How does the low-doc approval process work?

    Our low-doc approval process minimizes the paperwork required for your startup business loan application. By streamlining documentation, we make it easier for startups to get approved quickly. This means you can focus on growing your business rather than getting bogged down with excessive administrative tasks. Simply provide essential business information, and our lending specialists will guide you through the remainder of the process.

  • 5. What are the typical loan terms for startup business loans?

    Startup business loans at Unitree Finance come with flexible repayment terms ranging from 3 to 36 months. This range allows you to select a repayment schedule that aligns with your business’s cash flow cycle, ensuring manageable monthly repayments and minimal financial stress as your startup grows.

  • 6. How can I estimate my loan amount and repayment schedule?

    You can use our online loan calculator to quickly estimate the amount you can borrow, your expected repayment schedule, and interest rates. This tool is designed to help you plan your financial future by providing instant insights into your loan options, enabling you to make informed decisions based on your startup's needs and cash flow projections.

  • 7. How do I apply for a startup business loan with Unitree Finance?

    Applying for a startup business loan is simple:

    • Complete Our Online Application: Fill out our user-friendly form with your business details.
    • Consult with Our Lending Specialists: Our team will review your application and help you choose the best loan option from our network of 50+ private lenders.
    • Receive Quick Funding: Once approved, you can access funds rapidly to support your startup’s growth.
    • Schedule a Free Consultation: If you have any questions or need personalized advice, book a free consultation with our experts today.

    For more details on startup business loans and to explore additional savings through cash-back offers and expert solutions, contact the Unitree Finance team. Let us help you secure the funding you need to turn your startup dream into a reality.

We’ve helped hundreds of early-stage businesses secure the funding they need to launch and grow successfully. Let’s help you do the same.