Trusted Business Vehicle Finance Australia-Wide
Business Vehicle & Equipment Finance Australia | Fast Approvals | Low-Doc Options
Need fast business vehicle or equipment finance in Australia? Unitree Finance offers tailored funding solutions for trucks, utes, vans, machinery, and commercial equipment — with fast approvals, competitive rates, and low-doc options for self-employed and small business owners. Whether you're upgrading a single work vehicle or investing in large-scale equipment, we help you access the tools that drive your business forward.
Trade Finance
Start-Up Business Loans
Commercial Vehicle Finance – Cars, Utes, Trucks & Fleets
Grow your business with flexible vehicle finance that fits your cash flow:
- New & Used Vehicle Loans – Finance for cars, trucks, vans, and utilities.
- Fleet Finance – Scale your operations with tailored multi-vehicle funding.
- Fast Approval Process – Get approved quickly and on the road sooner.
- Custom Repayments – Weekly, fortnightly or monthly plans to suit your business.
- Tax-Deductible Options – Maximise deductions on interest and depreciation (ask your accountant).
Equipment Finance – From Tools to Tech
Secure the right business equipment without using up your working capital:
- Construction Machinery – Excavators, cranes, bobcats, and more.
- Healthcare & Medical Equipment – Dental chairs, imaging tools, diagnostic tech.
- IT & Office Equipment – Computers, POS systems, servers, software.
- Agriculture & Mining Equipment – Tractors, harvesters, loaders, and more.
- No Upfront Deposit Options – Keep your cash flow healthy.
Quick & Easy Business Loans for Vehicles & Equipment
At Unitree Finance, we simplify the funding process for Australian businesses:
Low-Doc Loans – Ideal for sole traders, freelancers & startups.
Secured & Unsecured Loan Options
Flexible Loan Terms – 1 to 7 Years
No Hidden Fees – Transparent pricing
Access to 50+ Lenders – Better rates, better results.
Whether you're a tradie, contractor, healthcare provider, or logistics business, we’ll find the right business loan to match your needs — fast.
Who Should Apply?
This finance solution is perfect for:
- Small to medium businesses (SMEs)
- Self-employed & sole traders
- Tradies, subcontractors & builders
- Healthcare & medical professionals
- Transport, logistics & freight companies
- Farmers, mining & civil operators
How It Works
- Apply Online – Takes less than 60 seconds.
- Get Matched – We compare 50+ lenders to find your best fit.
- Approval & Funding – Fast decisions, simple repayments.
Why Choose Unitree Finance?
We’ve helped over
350 Australian businesses finance vehicles and equipment worth more than
$15 million — from delivery vans to dental chairs and bulldozers. Our low-doc and fast-turnaround process means
you don’t waste time chasing paperwork or battling the banks. You get expert advice, a simple application, and funding that works for your business.
Frequently Asked Questions (FAQ)
1: What is a business car loan and how does it work?
A business car loan, often structured as a chattel mortgage, allows your business to finance a vehicle without paying the full purchase price upfront. The vehicle itself serves as collateral, and you repay the loan over an agreed term, usually with fixed monthly payments. Flexible repayment options—including balloon payments—help tailor the loan to your cash flow needs.
2: What documents are required when applying for a business car loan?
Generally, you’ll need to provide:
- A valid Australian Business Number (ABN)
- Financial statements (profit & loss, balance sheets for the past 2 years)
- Recent tax returns
- Evidence of a good credit history and repayment record
Having these documents prepared in advance can speed up the approval process.
3: How can I fund vehicle, machinery, and equipment purchases for my business?
You have several financing options:
- Business Vehicle Finance: For purchasing cars, vans, trucks, or fleet vehicles.
- Equipment Finance: For acquiring essential business equipment such as machinery, medical devices, or IT hardware.
- Traditional Loans vs. Leasing/Hire Purchase: Consider which method suits your business needs, factoring in ownership, tax benefits, and cash flow impacts. Using a loan calculator and consulting with financial experts can help you determine the best option.
4: What are the benefits of low-doc business loans for equipment finance?
Low-doc loans require minimal documentation, making them ideal for self-employed individuals or SMEs with limited financial paperwork. They offer faster approvals, allowing you to access funds quickly and keep your business running smoothly without the hassle of extensive paperwork.
5: Are there any tax benefits associated with business vehicle finance?
Yes. When you finance a business vehicle, you may be eligible for tax benefits such as claiming GST credits, depreciation, and deductions for interest on the loan. Consult your accountant for personalized advice on how these benefits apply to your business.
6: What is a balloon payment and how does it affect my loan?
A balloon payment is a lump sum due at the end of your loan term. Opting for a balloon payment can lower your monthly repayments, but you must be prepared to pay the remaining balance when the term ends. This option is ideal if you anticipate improved cash flow in the future or plan to refinance the remaining balance.
7: How do I get started with applying for business vehicle and equipment finance?
Start by using our online loan calculator to get an instant quote, then complete our simple application form. If you need guidance, schedule a free consultation with our finance experts who will help tailor a financing solution that meets your needs. With access to over 50 private lenders, we ensure you get the best deal available.
Conclusion
Securing the right financing for your business vehicle, machinery, and equipment purchases is a vital step towards ensuring smooth operations and sustained growth. By understanding the nuances of business car loans, preparing your financial documentation, and evaluating flexible financing options, you can make informed decisions that enhance your cash flow and preserve your working capital.
At Unitree Finance, we are committed to connecting you with tailored financial solutions—whether you need a business car loan, equipment finance, or machinery loans. Our network of over 50 private lenders, coupled with our expert guidance, ensures you access competitive rates, clear pricing, and flexible repayment options that work for your business.
Ready to take the next step? Apply now or schedule a free consultation with our finance experts to get started on your journey towards financial freedom.
Ready to Get Started?
Don’t wait weeks for bank approvals. Apply now and get funding fast.
– Online in 60 seconds
– Talk to a finance expert today