Australia’s Trusted Source for Commercial Business Loans
Let’s Start a FREE Consultation with one of our specialists
- Get response in 59 Mins
- 12+ Years of Experience
- Disbursement in as little as 12 Hrs
- Free Consultation
- Cashback up to $2,000
- 110+ Panel of Lenders
*T&C Apply
Welcome to Unitree Finance – Your Trusted Finance Partner in Australia
Based in Australia, Unitree Finance specialises in smart, tailored financial solutions for individuals, business owners, and professionals. Whether you're looking for unsecured business loans, commercial property finance, or expert support for medical and healthcare lending, we’re here to help. With deep industry experience and a client-first approach, we make finance simple, fast, and effective.
Our Finance Services
At Unitree Financial Services, we offer a wide range of business finance solutions designed to support your growth, manage cash flow, and seize new opportunities—no matter the size or stage of your business.
Fast access to funds with no collateral required.
Get the funding you need to turn your business idea into reality.
Competitive finance for cars, vans, utes, and commercial fleets.
Access capital by leveraging equity in commercial or residential property.
Our team is here to provide expert guidance and fast, flexible solutions that work for your business.
Why Choose Unitree Finance?
- Industry Expertise: Decades of combined experience in business finance and commercial lending.
- Tailored Loan Solutions: Finance options structured around your goals and financial situation.
- Fast Approvals: Streamlined applications and efficient loan processing.
- Extensive Lender Network: Access to a broad range of banks and non-bank lenders across Australia.
- Client-First Approach: Transparent, supportive, and dedicated to your financial success.
Access Over 110+ Trusted Lenders — More Options, Better Rates
Ready to Grow Your Business or Secure Your Next Investment?
Apply Now or Book a Free Consultation today with Unitree Finance – your expert finance broker in Australia.
Even if you have received a quote from your broker/lender, please let us help you to reduce your borrowing cost.
Calculate an Estimate of Your Business Loan Today
Use the Loan Calculator and input the loan amount and term (in weeks) that you wish to borrow.
The estimated repayments are based on an assumed annual percentage rate (APR) and are provided for illustrative purposes only. These estimates reflect typical interest rates charged by lenders in the commercial lending space. However, actual repayment terms may vary and will be influenced by specific factors such as:
- Industry
- Cash flow
- Length of time trading
- Banking history
- Creditworthiness
- Property Ownership
- And other relevant factors
Disclaimer: The estimated calculation is provided for general informational purposes only and should not be relied upon as an exact indication of loan terms or interest rates. Final loan terms, including interest rates and repayments, will depend on the individual business’s financial circumstances and risk profile.
For Unitree Finance products, conditions, fees and charges may apply and are subject to change. Full details are available upon request. Approval of credit products is subject to lending criteria by different lenders. This information is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for your circumstances before acting on it. Please read the relevant disclosure documents, including the Terms and Conditions, before making a decision. Unless otherwise stated, the products and services described on this website are available only in Australia and are provided by Unitree Financial Services Pty Ltd ABN 68 685 074 631.
Unitree Finance acknowledges the Traditional Owners as the custodians of this land, recognising their connection to land, waters and community. We pay our respects to Australia’s First Peoples, and to their Elders past and present.
Quick Info Form
Thank you for contacting us. One of our financial expert will connect with you shortly.
Please try again later.
Frequently Asked Questions
Helping You Make Smarter Business Loan Decisions
What is an unsecured business loan?
An unsecured business loan allows you to borrow funds without needing to offer any collateral such as property or equipment. Approval is usually based on your business’s cash flow and credit profile.
How fast can I get approved for an unsecured loan?
At Unitree Finance, approvals for unsecured business loans can happen in as little as 12–24 hours, depending on your documents and business profile.
How much can I borrow with an unsecured loan?
You can typically borrow between $5,000 and $500,000, depending on your turnover, industry, and existing liabilities.
Will applying for an unsecured loan affect my credit score?
No, initial pre-qualification or lender matching won’t affect your credit. A formal application may involve a credit check, but we guide you transparently through that step.
What documents do I need for an unsecured loan?
Most lenders require:
- Valid ABN/ACN
- Business bank statements (usually 6–12 months)
- Driver’s licence
- Proof of turnover or BAS statements
Can startups apply for unsecured loans?
Yes, some lenders accept startups that have been trading for 6 months or more. We help identify lenders that support early-stage businesses.
What types of business loans does Unitree Finance offer?
We offer a range of funding options including:
- Unsecured Business Loans
- Equipment & Vehicle Finance
- Invoice Finance
- Commercial Property Loans
- Business Line of Credit
- ATO Debt Consolidation Finance
Do I need property or assets to get funded?
Not always. Many of our lender partners offer non-property-backed options. For larger loan amounts, secured lending may provide better rates.
What’s the typical interest rate on business loans?
Interest rates vary based on loan type, business profile, and lender—but start from around 8–12% p.a. for unsecured loans and can be lower for asset-backed solutions.
How long is the loan term?
Loan terms can range from 3 months to 5 years, depending on your needs and the lender’s offering.
How does the loan application process work?
Simple 3-step process:
- Apply Online or Call Us
- Get Matched with Suitable Lenders
- Receive Offers & Funding in 24–72 Hours
Can I pay out the loan early?
Yes, many lenders allow early repayment, sometimes with minimal or no break fees. We’ll clarify terms before you commit.
Is my information safe with Unitree Finance?
Absolutely. Your data is handled with full confidentiality and only shared with lenders after your consent, in line with Australian privacy laws.
Discover flexible business finance options tailored to your needs. Call 1300 054 351 to speak with a finance expert today.
